Roof Storm Damge

One factor that will come into play is the expected life of your roof.

Roof storm damge. If there s any extensive storm damage to your roof you ll want to call your insurer before you start looking into replacing it. Even if the roof leak is caused by a windstorm or a tree. Strong winds can and will carry all sorts of items and they can land on your roof and cause damage. When filing an insurance claim it is important to have evidence that the damage you are claiming is new.

Schedule and conduct a roof inspection. If the storm produced hail check for roof damage as well as siding damage. There are signs to look for when you believe there may have been damage to your roof. You can expect a bigger payout if a storm destroys your 5 year old roof than if your roof was already pushing 25 years at the time of the damage.

Please be safe when inspecting your roof possibly view from a window inside the house or use binoculars from the ground. Signs of storm damage. Refer to this roof storm damage checklist to help you better understand the type of damage your roof may have sustained and to evaluate whether you need an entirely new roof or just parts of it repaired or replaced. Roof storm damage claims should not increase your rates.

Often roof storm damage is not visible to the naked eye and partnering with a reputable roofing contractor who understands the issues is a benefit. Many different things can happen during a storm. If you need to file a claim state farm works with you throughout the insurance claim process. Here s what to look out for and how to handle roof damage from a storm.

A standard homeowners insurance policy will cover water damage and roof leaks unless they re the result of gross negligence on your part. Roof storm damage checklist. The insurer will send an expert out to examine your roof and determine whether this is the case for you. These aren t all of the possible problems but they are some of the most common.

Stay safe avoid going on the roof to check for damage yourself and instead contact a professional roofer. Do i have hail damage to my roof. Consult your home insurance policy to determine what is and is not covered by your home insurance. Damage caused by failing to take immediate action after a storm like failing to put a tarp over the hole in your roof in the days following an accident leading to more water damage.

Hail damage commonly comes in the forms of dimples made by smaller chunks of hail that pound the outer layer of shingles. If you do find storm damage let your roofing contractor guide you through the insurance claim process including negotiating the correct. In some cases you ll be able to make a claim for the costs of repairing it. 5 types of roof damage.