Roof Mitigation Credit Citizens

Notice of acceptance letters for mitigation products usually obtained from installers or manufacturers citizens wind mitigation feature documentation guidelines en español detail the types of documentation usually obtainable and acceptable for specific mitigation features.

Roof mitigation credit citizens. No rate impact is associated with the rule update. Citizens offers several discounts for homes and businesses that have features installed to help protect them from severe storms and other perils mitigation features. No roof coverings meet the requirements of answer a or b. Effective december 1 such policies will be nonrenewed.

Currently citizens allows policies to renew for one term when the application of the inflation factor results in a replacement cost that exceeds the applicable maximum coverage limit. A florida licensed roofing contractor for roofing mitigation features components only as authorized under section 627 711 8 of florida law citizens reserves the right to verify any wind mitigation form completed by a qualified inspector by ordering an independent inspection. Underwriting may request additional information such as a completed uniform mitigation verification inspection form oir b1 1802 to apply the credit. Feature common reasons for credit removal common documentation examples how to request credit reapplication roof covering does not meet florida building code year built requirements.

When you take steps to protect your property from damage caused by storms fire theft and other perils you may be saving money on your property insurance too. For new business applications being processed through the property insurance clearinghouse select fbc equivalent in the roof cover field. One or more roof coverings do not meet the requirements of answer a or b. The inspector will complete a roof inspection form verifying the roof is in good condition.

Uniform mitigation verification inspection form. Citizens epas system will default loss mitigation features displayed in the loss mitigation credit tables to values that return the least amount of credit. Citizens requires proof to substantiate the existence of loss mitigation features displayed in the loss mitigation credit tables except roof shape that is verifiable via a photograph. All documentation submitted to substantiate the existence of wind mitigation features is subject to review and approval by citizens.

Roofing permit application after 9 1 1994 and before 3 1 2002 or the roof is original and built in 1997 or later. All other requirements for the credit must apply. However with minimal wind mitigation features in place the inspection will pay for itself in the first year. This credit is good for five years.